Caring for a loved one with dementia is one of the most meaningful commitments a family can undertake, but it’s also one of the most financially demanding. In the United States alone, the Alzheimer’s Association estimates that dementia-related care costs exceed $340 billion annually , with families shouldering much of that burden through out-of-pocket expenses. These costs go far beyond medical bills. They include personal-care support, respite services, home-safety modificat